Term Life Insurance Rates for Three Age Groups -

Term Life Insurance

Life Insurance Costs for a 25-year-old Man: Face Amount of $500,000

Term Life Insurance: Annual Cost for 25-year-old Male--Non-Smoker: Face Amount of $500,000
Oregon	10 year Term	15 Year Term	20 Year Term	30 Year Term
Preferred Plus	$155-$210	$185-$250	$230-$290	$380-$460
Preferred	$200-$265	$255-$310	$320-$380	$495-$580
Regular Plus	$260-$360	$315-$405	$390-$480	$565-$770
Regular	$300-$400	$380-$480	$440-$540	$690-$875

Term Life Insurance: Annual Cost for 25-year-old Male--Smoker: Face Amount of $500,000
Oregon	10 Year Term	15 Year Term	20 Year Term	30 Year Term
All Rating Classes	$505-$635	$560-$730	$ 560-$840	$1,010-$1,375

Term Life Insurance Cost for 45-year-old Male--Non-Smoker: Face Amount of $500,000
Oregon	10 Year Term	15 Year Term	20 Year Term	30 Year Term
Preferred Plus	$310-$400	$470-$570	$615-$7--	$915-$1255
Preferred	$440-$525	$565-$630	$745- $830	$1,090-1,150
Regular Plus	$545-$720	$775-$975	$990-$1,200	$1,500-$2,100
Regular	$640-$840	$910-$1,100	$1,165-$1,300	$1,885-$2,450

Term Life Insurance Cost for 45-year-old Male Smoker: Face Amount of $500,000
Oregon	10 Year Term	15 Year Term	20 Year Term	30 Year Term
Preferred Plus	$1,250-$1,570	$1,550- $2,060	$2,000-$2,680	$3,600-$4,600
Preferred	$440-$525	$565-$630	$745- $830	$1,090-1,150
Regular Plus	$545-$720	$775-$975	$990-$1,200	$1,500-$2,100
Regular	$640-$840	$910-$1,100	$1,165-$1,300	$1,885-$2,450

Term Life Insurance Cost for 65-year-old Male--Non-Smoker: Face Amount of $500,000
Oregon	10 Year Term	15 Year Term	20 Year Term	30 Year Term
Preferred Plus	$2,230-$2,600	$3,245-$3,550	$4,345-$5.410	$9,860
Preferred	$2,875-$3,145	$4,220-$4,545	$5,380-$$6,530	$9,860
Regular Plus
Regular

Term Life Insurance Cost for 65-year-old Male--Smoker: Face Amount of $500,000
Oregon	10 Year Term	15 Year Term	20 Year Term	30 Year Term
Preferred Plus	$6,940-$9,370	$ 9,300-$13,000	$13,000-$20,000	$19,590
Preferred	--	--	--	--
Regular Plus	---	---	--	--
Regular	---	---	---	---

Term Life Insurance Cost for 25-year-old Female--Non-Smoker: Face Amount of $500,000
Oregon	10 Year Term	15 Year Term	20 Year Term	30 Year Term
Preferred Plus	$140-$175	$185-$225	$200-$250	$295-$390
Preferred	$165-$230	$225-$280	$250-$320	$400-$470
Regular Plus	$215-$290	$290-$355	$325- $400	$480-$600
Regular	$215-$340	$295-$395	$325-$425	$530-$685

Term Life Insurance Cost for 25-year-old Female--Smoker: Face Amount of $500,000
Oregon	10 Year Term	15 Year Term	20 Year Term	30 Year Term
Preferred Plus	$385-$495	$420-$570	$435-$660	$690-$1,055
Preferred	$385-$495	$420-$570	$435-$660	$690-$1,055
Regular Plus	$430-$620	$445-$710	$455-$770	$900-$1,350
Regular	430-$620	$445-$710	$455-$770	$900-$1,350

Term Life Insurance Cost for 45-year-old Female--Non-Smoker: Face Amount of $500,000
Oregon	10 Year Term	15 Year Term	20 Year Term	30 Year Term
Preferred Plus	$275-$350	$350-$450	$425-$550	$705-$900
Preferred	$355-$455	$440-$550	$570-$670	$860-$1,100
Regular Plus	$460-$570	$580-$730	$705-$900	$1,170-$1,560
Regular	$520-$660	$690-$820	$850-$1,000	$1,175-$1,750

Term Life Insurance Cost for 45-year-old Female--Smoker: Face Amount of $500,000
Oregon	10 Year Term	15 Year Term	20 Year Term	30 Year Term
Preferred Plus	$945-$1,200	$1,130-$1,500	$1,400-$1.900	$1,930-$3,300
Preferred	$1,000-$1,200	$1,130-$1,500	$1,400-$1,800	$1,930-$3,300
Regular Plus	$1,165-$1,550	$1,485-$1,960	$1,665-$2,365	$2,725-$4,150
Regular	$1,230-$1,600	$1,485-$1,900	$1,665-$2,400	$2,725-$4,150

Term Life Insurance Cost for 65-year-old Female--Non-Smoker: Face Amount of $500,000
Oregon	10 Year Term	15 Year Term	20 Year Term	30 Year Term
Preferred Plus	$1,240-$1,600	$1,820-$2,400	$2,700-$3,500	$7,700
Preferred	$1,500-$2,000	$ 2,400-$2,900	$3,100-$4,300	$8,000
Regular Plus	$2,100-$2,700	$3,100-$3,900	$4,300-$5,700	$9,740
Regular	$2,370-$3,065	$ 3,135-$4,700	$4,300-$6,500	$9,740

Term Life Insurance Cost for 65-year-old Female--Smoker: Face Amount of $500,000
Oregon	10 Year Term	15 Year Term	20 Year Term	30 Year Term
Preferred Plus	$4,000-$5,250	$5,465-$7,320	$6,400-$9,500	$13,400-$14,400
Preferred	$3,985-$5,135	$5,465-$7,320	$6,400-$9,500	$13,400-$14,400
Regular Plus	$4,380-$6,300	$7,200-$9,500	$6,400-$13,000	$14,465
Regular	$4,630-$$6,700	$7,200-$9,700	$$6,400-$13,000	$14,000

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