Term Life Insurance Q&A

• About BeyondQuotes

• Why should I choose BeyondQuotes?
• Which companies do we represent?
• Is BeyondQuotes licensed where I live?
• Is my information confidential?
• Do you only offer rate quotes?
• How do we choose which companies to represent?

• Defining Coverage

• How much Term Life Insurance do I need?
• What are "level" policies?
• What should be the term length?
• Is it worth insuring my spouse on my policy?
• Can you explain the difference between Term and Whole Life plans?
• I suffer form a pre-existing condition. Can I still be insured?

• Applying for a Policy

• How do I apply for Term Life Insurance?
• How do I find the best value plan for my needs?
• What is the waiting period between applying and coverage?